Typical time to funding: two to seven days 6. Excellent services an support, very fast response. 4 5%. BBB accredited since 5/9/2011. James was also a very nice agent overall 11/10(also he said my name right ). The people on the phones were very polite and understanding.Thank you. I had looked at offers of other online loaner and their rates were much higher. Could not be more pleased. I was very impressed with the professionalism and cordial customer service during the application process with Upstart Bank. Upstart has an A+ rating with the Better Business Bureau (BBB) and has been accredited since 2015. Our proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience. I enjoy doing business with Upstart. Check out what 5,911 people have written so far, and share your own experience. The process is very simple and very well explained. This speaks volumes to the customer satisfaction that many of it's clients feel. Some states do however have their own minimum loan requirement level. Easy to navigate and understand!Claire V. This was the fastest and quickest process, I had a call with James Monday the 18th of January and let me say it was because of James that all my questions are now answered and I have a better understanding of what to do. THANK YOU UPSTART for helping me out. Upstart loans rely on more than just your credit score to determine your eligibility. Upstart is really great, it is simple all directions are clear and if you needed to speak with someone its just one phone call away. Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. Super simple - easy and funds expected same day! Upstart has an A+ rating with the Better Business Bureau. Rates vary based on your credit score and history, and customers can get … The senior leadership does a great job of keeping employees informed of how we are doing as a company and the vision of what we need to … Pros. Competitive terms and fees 4. The average 3-year loan on Upstart will have an APR of 17% and 36 monthly payments of $30 per $1,000 borrowed. Check out what 6,788 people have written so far, and share your own experience. No penalty for early pay off of loan. I love the fact that there are no gimmicks. Check out what 6,562 people have written so far, and share your own experience. First National Bank of Omaha “We chose to partner with Upstart because their approach to modernizing lending is well aligned with FNBO’s focus on a customer … Every thing straight forward very easy to get loan.Highly recommend!!! Great streamlined process. Fast approval process, received funds within days. Process was very simple and easy to understand. From Borrowers in the last year. To my surprise, it was very easy and quick. You made my life! Upstart has 5 stars! Very efficient and straightforward. If approved, Upstart can get the funds to your bank account as soon as the next business day. Suited for startups 2. The process to apply was quick and efficient. ... Voice your opinion today and hear what 6562 customers have already said. Highly recommend! I’m working on paying down high interest credit card balances and want to consolidate my debt. Upstart has 5 stars! © 2021 Trustpilot, Inc. All rights reserved. The founding team includes Dave Girouard, former President of Enterprise Google, Paul Gu, a Thiel Fellow, and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google. Quick, fast, easy, and efficient are all accurate descriptors of how they handle their business. Can't ask for a better experience. Outstanding process, it was fast and easy. Upstart (NASDAQ: UPST), a leading artificial intelligence (AI) lending platform, today announced that Oriental Bank, a subsidiary of OFG Bancorp and one of the largest banks in Puerto Rico, has selected Upstarts Credit Decision API (application programming interface) to deliver faster credit decisions and more accurately price auto loans for applicants on its online banking […] If you're looking to deposit $25,000 or more into a savings product, this may be the right bank … Upstart approved me based on my education and employment history. Experian Review. The process was quick and easy and it funded the next day. Excellent experience! Neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan. I have had two loans from them and it was exactly the same both times. and easy approval, process was completely automated and allowed me to get a good used car for my work. Upstart advertises APRs between 7.98% and 35.99% as of the time of publishing. Quick and efficient application process. | Read 761-780 Reviews out of 5,911. 5 Stars for Upstart! Plus, in over 6,000 independently-verified reviews from Upstart borrowers, the lender had a near-flawless average of 4.9 out of 5 stars. Great Customer Reviews. Highly recommended. Upstart also charges a late payment fee of $15 or … | Read 6,681-6,700 Reviews out of 6,788. Overall it was simple no headaches and every part of the process was clear. Extremely easy and fast. 4.9 out of 5 stars. Upstart personal loans come with rates that range from 8.27% to 35.99%. Thank you, Upstart! Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. Loan process was so timely and efficient. So quick and easy with great rates. The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month. Relaxed credit score requirements 3. Happy customers. Upstart is the best loan company to use. Upstart.com is a new website which is taking an interesting approach to personal loans, investment, and development by giving funds to recent college graduates so they can follow their dreams. I had a great experience applying for this loan. Upstart is presently working with some banks to make your loans possible, we will mention them and their review about Upstart. | Read 6,741-6,760 Reviews out of 6,788. Customers Bank requires a large minimum balance to earn its savings APY. Funds received quickly. I have been with Customers Bank for over 3 years, and find that the people are great to work with -- like family. Easy, fast and all. I am going ot keep this simple just like Upstart does. Good Online Reviews – Upstart has extremely good online reviews when compared to many other online personal loan companies. A lot easier and faster than expected. The process was seamless and headache free. Upstart is an online lending marketplace that provides personal loans using non-traditional variables, such as education and employment, to predict creditworthiness.. Customers … Upstart was created by ex-Googlers and boasts the AI (Artificial Intelligence) platforms’ ability to provide fair and fast personal loans. Categories My Reviews My Settings Install App Help Log out ... Upstart Reviews 6,562 • Excellent . Voice your opinion today and hear what 5911 customers have already said. My credit score is not great and I've been struggling to pay off my credit card debt. Highly recommend their loan services. Get your loan approved real fast! Upstart consumer reviews. I did read ALL of the documents to ensure I wasn't signing something weird. Super easy to understand and simple process. 1 2%. Voice your opinion today and hear what 6788 customers have already said. This company is Outstanding for securing a Loan, Great rates. 2. There are two other methods and I chose the VOID check method. Upstart Personal Loans is offered by Upstart, a marketplace lending platform founded in 2012 and based in San Carlos, CA. Upstart distinguishes itself from some of the other online peer-to-peer lending platforms in that it offers loans to those who don't have good credit and doesn't always charge an origination fee.It also differs in how it treats those with average credit or even no credit because it uses a unique underwriting model that can make it easier to qualify for a loan. Do you agree with Upstart's TrustScore? Among LendingTree reviewers — MagnifyMoney is owned by LendingTree — 76 percent of borrowers recommend Upstart, though most of those recommendations came prior to 2016. Over 80 percent of the 300 plus reviews for Upstart personal loans are four and five stars. We have been waiting for our credit score to improve. Looking forward to working with Upstart! Upstart. I got approved within seconds and the process was pretty smooth and efficient, highly recommended! AWESOME! 9 out of 10 Upstart users surveyed internally reported that they would recommend Upstart. Will recommend them to all my friends! They are efficient, quick, and if you have questions they are very helpful. Bank in Sandy, UT. Now that I'm making more than double that and I've been at my present employer over two years, I decided to take care of those nagging cards. See BBB rating, reviews, complaints, request a quote & more. Upstart Personal Loans is available in 49 states (and Washington, DC). The disclaimer made it sound like it was. I was also surprised at the expeditious handling of the application and funding process. This may include an origination fee between 0% to 8%, which Upstart takes from your loan before sending it to your bank account. Choose this bank! 1. Our proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience. I am just so amazed at how Upstart made it so easy for mr to communicate with them on a loan. Do you agree with Upstart's TrustScore? Upstart offers personal loans ranging anywhere from $1,000 to $50,000. Thank you Mrs. Lopez. Use of funds must be in accordance with Upstart's Acceptable Use Policy . Loan: From $1,000 to $50,000; Upstart is a professional and organized social lending platform focused on helping people achieve their financial goals. Occurred when i had looked at offers of other online personal loan companies all went smoothly and i the. And upload all the documents documents to ensure i was approved the loan was approved not and... 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