For help or questions about EMS First Responder forms or processing contact: Judy Gilbert: 512-231-5771 John Binder: 512-834-4594 Kelly Boudreaux: 512-231-5725 Email: [email protected]… General Toll Free: 888-638-3555, © 2021 Texas State Affordable Housing Corporation, Site Map | Site Policies | Terms of Use | Report A Website Problem | Site by: TradeMark Media, COVID-19 Resources and Helpful Information, “Learn the 10 Steps to Buying a Home” Webinar, Important COVID-19 Information for Participating Lenders, Property Asset Oversight and Compliance Reports, Texas Foundations Fund: Grants for Non-Profits, Hurricane Harvey Disaster Recovery Grants, Trainings and Resources for Housing Nonprofits, Step 3: Attend a Home Buyer Education Course, A 30-year fixed interest rate mortgage loan, several rates and loan options available, Down payment assistance (DPA) provided as a grant (never needs to be repaid) or, DPA available for up to 5% of the loan amount, You do not have to be a first-time homebuyer, Income limits vary by county. Police Officer, Prison Guard, State Trooper, County Sheriff, Border Patrol, Retired. Important COVID-19 Information and Resources  →, Texas State Affordable Housing Corporation. While there is no first-time homebuyer requirement, those who are purchasing their first home can also apply for a Mortgage … Active, Retired, Volunteer. *Some exclusions apply. Below, we’ve listed 6 options you can explore. The Homes for Texas Heroes Home Loan Program provides home buyer assistance specifically to teachers, police officers, firefighters and EMS personnel, corrections officers, and veterans. Our mortgage specialists reduce their lending … Our programs target the housing needs of low-income families and other underserved populations in Texas who do not have acceptable housing options through conventional financial channels. First Responders Homebuyer Assistance Program (FRHAP) NOTE: This program does not currently have funding. Why? General Toll Free: 888-638-3555, © 2021 Texas State Affordable Housing Corporation, Site Map | Site Policies | Terms of Use | Report A Website Problem | Site by: TradeMark Media, COVID-19 Resources and Helpful Information, “Learn the 10 Steps to Buying a Home” Webinar, Important COVID-19 Information for Participating Lenders, Property Asset Oversight and Compliance Reports, Texas Foundations Fund: Grants for Non-Profits, Hurricane Harvey Disaster Recovery Grants, Trainings and Resources for Housing Nonprofits, Step 3: Attend a Home Buyer Education Course, A 30-year fixed interest rate mortgage loan, several rates and loan options available, Down payment assistance (DPA) provided as a grant (never needs to be repaid) or, DPA available for up to 5% of the loan amount, You do not have to be a first-time homebuyer, Available statewide through a network of participating lenders. The appraisal is the step in the first responder mortgage refinance where the home’s … For example, there is down payment assistance available for Texas police officers and first responders as part of a program called Homes for Texas Heroes. All TSAHC programs are offered statewide, with special attention given to rural areas and other select target areas. States with the greatest number of down payment programs remained consistent—California, Florida and Texas are the top three. This program provides down payment assistance from 3% to 5% of the total loan … It offers these advantages to eligible participants who commit to living in the home for at least three years: A 50% discount on a home's … Through The Texas Homebuyer Program, we offer flex­i­ble Down Pay­ment Assis­tance Pro­grams, the Mort­gage Tax Cred­it Pro­gram (MCC) and full-time live sup­port from our expe­ri­enced … Funded by the CBC Mortgage Agency, this program offers the ability to utilize an FHA-insured home loan by offering eligible applicants 3.5% of the purchase price to cover the down … First Responder Home Loans – Lower Loan Costs In addition to saving on your real estate agent fees, our mortgage specialists can also reduce the cost of first responder home loans. HEALTH CARE PROFESSIONAL AND FIRST RESPONDERS The First Responders Loan gives them an opportunity to buy a home or refinance to a better rate, save on costs, and help out their fellow first responders. 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